Locally Owned and Operated Since 1914

Since 1914, Farmers State Bank of Adams has been a leader in the success of the local community.  Locally owned and operated, we offer the best products and friendly, reliable service in the area.

With our online website you can find banking locations, operation hours and have the convenience of Internet Banking from your home or office 24 hours a day, 7 days a week.

Adams Office

Rose Creek Office

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS

All funds in a ‘‘noninterest-bearing transaction account'' are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term ‘‘noninterest-bearing transaction account'' includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.